在2017年5月20日的大学英语四级口语考试当中，考到了关于预算的话题，问及saving money的好处和重要性。
毋庸置疑，在当今生活成本高昂的时代，合理地进行预算是很有必要的。考生可以结合自己的学生身份和自己的亲身体验，或者是自己目睹到的自己家庭的情况来进行论述。
---Describe the importance of having a budget.
---Planning a monthly budget is an extremely important exercise for students nowadays. Being rational to spend money will pay sooner or later. To build a list of monthly expenses is the first step. You have to know the difference between the fixed and variable expenses. It’s up to you how detailed this budget will be. In daily life, there are multiple things needing money, such as dating, tuition fees, haircuts, gifts, laundry, newspaper or magazines. At first, you may be at a loss, but if you stick on , eventually you will benefit from doing so. Overall, it’s good for us to develop into this habit. In the end, you will have certain amount of money at hand to meet the future requirement. In this sense, saving money is definitely significant.