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sponsor – n. someone who takes the responsibility for someone or something
surgery – n. medical treatment in which a doctor cuts into a patient's body to repair or remove damaged or diseased parts
insurance – n. a method of guaranteeing protection or safety for damages, sickness or death
mismanagement – n. the act or process of directing or supervising something badly
necessity – n. the quality or condition of being necessary
universal – adj. done or experienced by everyone
deserve – v. to be worthy of something
